The best attorneys for check bounce cases may be found at Deepti Dogra & Associates. A bounced check happens when the bank is unable to transfer money from the payer's account to the payee's account for a variety of reasons, including a shortage of funds, inaccurate information, or a signature on the cheque. Since the check cannot be honoured, it is returned to the payer, who then has to pay a fee for receiving a bounced check. To prevent such situations, banks may provide account holders with overdraft protection. On the other hand, if several checks bounce, the payee can face legal issues or a sizable fine for failing to pay their debt on time. Customers' declining trust may finally force the payer to make a change. Customers' waning trust may prompt the payer to finally switch the payment method. A "check return memo" describing the reasons for non-payment is sent to the issuer by the bank when a check bounces. The period for resubmitting a bounced check is three months from the date the bank returned it. The payee may file a lawsuit against the payer for a bounced check if the issuer fails to finish the transaction.
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