One aspect of a check bouncing is bank fees. Frequently, the payee levies an additional fee. If a person writes a check to the grocery store, for instance, and it bounces, the grocery store has the authority to re-deposit the check and demand payment from the writer for the bounced check. In other situations, when a check fails, the payee notifies debit bureaus like ChexSystems, which gathers financial information on checking and savings accounts, about the problem. In the future, it may be difficult for customers to create checking and savings accounts if they have negative reports with companies like ChexSystems.4 Businesses sometimes compile a list of clients whose checks bounce and prohibit them from writing checks at that address.
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